Frequently Asked Questions

ALLCARE is a membership program targeted towards freelancers or self-employed individuals where members get access to worker benefits like health and wellness, productivity, transportation and others, that they would normally not have access to because of the nature of freelance and the very high price that other providers offer it for.
₱15,000 annual membership fee will give every member basic HMO plan, life and accident insurance, transportation benefit, productivity benefit, communication and internet, and other perks and discounts.
Using data, analytics and industry research, we were able to identify the needs of the freelancers and the best packages that each member will be able to maximize and get the best value for their hard earned money. We work with different partners to ensure that we come up with the best combination of benefits for the market.
The benefits included in our membership program will only get better. We will continue to add products and services that will enhance the quality of life and uplift the working conditions for our workers. The more members join ALLCARE, the more benefits we can provide to the membership base.
Our Life and Accident insurance, in partnership with Asian Life, covers accidental death and death by illnesses given certain conditions and terms. Suicide and any intentional harm that results to death is not covered.
The health benefit included in the package, in partnership with Asian Life General Assurance, has an annual benefit limit of ₱50,000 and can be used for outpatient consultations and procedures, emergency care and confinement.
Asian Life has one of the largest networks of medical practitioners, hospitals and clinics around the country with over 500 hospitals, 1,000 clinics and 25,000 doctors and specialists.
No, the ₱50,000 is the annual benefit limit combined for any type of disease or any type of service and care that the member will need provided it is not part of the exclusions list. Instead of coming up with an amount per disease where there is a limited number of diseases, our benefit limit can be used for any type of disease including pre-existing and congenital diseases.
All medical conditions are covered including pre-existing and congenital diseases. The standard exclusions are maternity, ligation, circumcision, etc. and any aesthetic procedure that is not prescribed by an accredited physician.
Yes, ALLCARE will pay the portion on top of PhilHealth. When availing of major procedures or confinement, the member must ensure to process their PhilHealth first to avoid any cashout in the billing. If there is no PhilHealth processed, the member will shoulder the PhilHealth part and ALLCARE will settle the balance up to the benefit limit.
Yes, the CBTL Swirl card can be transferred. However, if there are other perks given to members via the Swirl Card, the member will not be able to enjoy the perks that were supposed to be for them.
GetGo points can be purchased by simply sending us an email at with the requested amount of GetGo points and your GetGo account number.
Yes, our dental benefit is provided for by Health Partners Dental Access Inc. which includes dental cleaning, consultations, simple dentures adjustment among others.
To avail of ALLCARE, just visit the website, read the eligibility terms, provide the requirements, and pay. ALLCARE memberships are activated within 1 - 2 weeks from confirmation.
It’s easy! Just fill out the online registration form at the Register page , and upload the documents required. Once your application for installment is approved, your ALLCARE membership will automatically be processed and you will be informed via email on the breakdown and payment schedules of your monthly installment.

You just need the following documents:
1. Proof of income - it is important that you show at least the past 60 days of your income flow. You can use your bank account’s transaction history, PayPal wallet history, Upwork or any online work wallet history as primary proof of income. As secondary proof you can use BIR 2316, 2 months worth of Pay Slip, and other similar documents. Click here for samples.
2. Proof of Residence
3. 1 Additional Valid ID

Approval of installment loan usually takes within 48 hours upon completion of the application process.
The first payment is due after 10 days from when your installment application is approved. Recurring payments will be on the same day the following months.
The basis of approval is based on the documents the customer will submit during the registration process. That is why we highly encourage everyone to submit complete documents to get better chances of approval.
Yes, but you will have to settle the annual membership fee through one-time payment.

Don’t worry! As soon as you’re ready, just login  using your email address and password, and you can pick up right where you left off!

Yes, if you still have concerns or want to follow up regarding your application, you can message us on Facebook or send us an email at
ALLCARE offers a 12-month installment plan at 0% interest rate!
You may conveniently pay via Paymongo’s payment channels including Visa, Mastercard, Gcash, MLhuiller, 7-11, or through You will receive payment reminders with the link that will redirect you to the payment page.
Unpaid accounts will be suspended and eventually terminated.